Want to learn some downright amazing ways to save $200 or more every single month?

What would you do with the extra savings? $200 is a bunch and ain’t no chump change!

Check out the list below.

Eat at home

The average person dines out a few times per week. Brining a lunch to work will save you some money, but it’s really the big evening dinners of steak and wine that drive up monthly costs. Considering one of these meals cost $50-$100, cutting out just one of these meals each week will have a dramatic affect on your bottom line. And let’s be honest, it’s not going to affect you very much. You can replace one of these dinners with a nice meal at a Chinese restaurant, saving you a ton of cash. One of the biggest ways I save money every month is to eat at home almost exclusively. The only times I’ll eat out are for social events like meetings and birthdays. Eating this way has saved me hundreds of dollars each month.

Start a side hustle with your free time

A side hustle is something you do to make extra money apart from your current job. They are done when you are not working your 9-5. I think everyone should get into a side hustle. It’s a way to be productive and make money. Why not! With the income you can make side hustling, you can actually quit your job and side hustle full time if you get it down right. A great example of a side hustle is starting a blog. A blog can make a few thousand dollars extra each month. This is very very reasonable too. Bloggers that really make it are making $100,000+ every single month. That’s incredible. And besides the fact you are doing productive things on your free time, you will also be spending less time doing nonsense things like wasting money on eating out or cheap entertainment that will just pass by.

Cut your cable TV

Of all your household expenses that can be classified as useless, cable TV is the MOST useless one in my opinion. This is 100% because it’s really damn expensive! And you have SO MANY alternative choices for similar entertainment. Free choices too! You can Youtube so many things, stream free content online, and services like Netflix cost $10 a month. Considering Cable TV/Satellite TV can cost $100+, why pay for it!!! Cutting cable TV has been huge for me. I’ve never regretted it.

Get rid of bad habits

I’m talking smoking and drinking specifically. It’s clear that cigarettes and alcohol is expensive. If you smoke and drink, you’re spending hundreds of dollars each month on these items. Clearly that’s a lot of money you could be saving if you quit. Really try and kick your bad habits. You’ll live longer with more money at the end of the month.

Go on a diet

Contrary to a lot of popular belief, eating a regular diet of fast food and dining out on whatever is more expensive than eating healthy and going on a diet. First of all, most of us eat way more food than we actually need. That’s why we get fat. Secondly, eating healthy is cheaper in general. When you buy your own food and cook it, and get good at doing it frugally, you will save so much money compared to eating at food courts and going out for dinner when you don’t know what to cook at home. Plus you’ll get healthier. Who wants high medical bills anyway.

10 quick ways to save $200 every month. Learn the tricks here.

Start an emergency fund

The mindset of an emergency fund is incredible. It makes you put money away and not think of it as any sort of loss. I absolutely believe in emergency funds. I say put $200 in it every single month. Have it automatically come out of your checking account so you practically don’t know when they money goes missing.

Begin investing money

Investing money is one of the most important things you need to be doing. Otherwise you’ll end up living off the government when you’re old, and that’s really unreliable. Who’s happy under welfare right. I think most people don’t invest money because they have no money and don’t know where to begin. But truth is, you can start investing with just a few hundred dollars. And you need to start learning right now. That’s just the way it is. If you want to have it easy when you’re old instead of working until you’re 70+ just to make ends meet, then you’ll start investing right now.

Boost your credit score

Your credit score is one of the most important financial tools. A high credit score means you will get loans at the lowest interest rate possible. Pretty much everyone takes out loans for a car, house, to start a business, you name it. ALL of these loans will depend on your credit rating. When you have a good credit rating, your interest rate will be so favorable, it can save you hundreds of dollars each year. If we’re talking big loans like mortgages, you’ll be saving thousands of dollars, if not ten thousand or more if you have a great credit score. A small percentage change in interest rate makes HUGE differences in how much money you pay for your loan.

The best thing you can do is get a great credit score and maintain that baby.